If you are worried about retirement, there is a good chance you have been mentioned about savings and investments. There are tons of forms on savings. 401K, Mutual Funds, Bonds, Bank Accounts, Stocks, etc. Some of these are more aggressive and riskier than others, resulting on either better savings or worst losses... Whatever the case, what I have come to see is that guys and gals have a totally different view on how to save/invest. In this article, I explain said dissimilitude.
Guy’s savings imply putting money away on some form of storage or investing mechanism. Hence, if a guy makes $500, he may choose to spend $400 and save a $100. How are these $100 saved/invested is of little importance. The importance is that as a result, the guy has a $100 more on his bank account.
A gal’s saving is not like this. Women typically save by spending! Per example, let’s say there is a pair of shoes on sale. They are $69.95, while they were $89.95 a week ago. Buying these shoes, represent a savings of $20.00. Holy PHOCK! It doesn’t matter that her bank account (or possibly her husband’s account) is now shorter by $69.95. What matters is that if these shoes had been purchased a week ago, then the bank account in question would be shorter by $89.95. Hence, money was saved!
Another mechanism of saving by spending is seeing on a weekly basis with shoppers and coupon sheets. Per example, every now and then, JC Penny, like many others, will host a sale in which buyers can save a whooping 10% if the purchase is more than $75. Clearly this looks like an awesome deal! Heck! I can save up to $7.50 if I manage to fill my cart enough? I better not let this go by!
Having come up with the elements of saving on guys and gals, we can then compute how saving works on the marriage. It is very simple. It has to do with how fast the guy saves minus how fast the gal “saves”...
